6 Benefits of Getting Car Financing Through Your Chrysler Dealer

Purchasing a vehicle isn’t a task to be taken lightly. Often, individuals find themselves overwhelmed with information when researching what type of vehicle to buy and how to pay for it. Many automotive purchases are financed, typically through a bank or car dealership. However, buyers should be aware of some significant benefits of receiving their car financing through their local Chrysler dealer.

1. New Vehicle Financing Incentives

When you purchase a new vehicle through a dealership, they can offer you incentives that banks cannot. Perks such as cashback and lower interest can turn a good deal into a great one. Often these incentives will fluctuate from month to month and are impacted by buyer prequalification. However, prequalified buyers can consistently receive impressive savings when purchasing a new vehicle.

2. Discount Opportunities

Vehicle dealerships can be more flexible with their loan stipulations and rates than banks. Your nearby dealership is also more likely to be able to discount your interest rate. Since they want to help you find the vehicle you’ll be happy with at a price point you love, you’ll find them more willing to work with you to find an excellent financing option.

3. Longer Loan Terms

When you opt for dealer financing, you can take advantage of valuable incentives such as longer loan terms. Dealers can offer the option of extending your loan length, which can make a significant dent in the amount of money you pay towards your car each month. If you find yourself in the situation of needing a reliable vehicle but not having the wiggle room in your budget for a large monthly car payment, this can be a lifesaver.

4. Access to Multiple Lenders

Car dealerships can access incentive programs for automakers, and you may be tempted to try to match these savings elsewhere. However, when you contact outside financial institutions about financing, you’ll find that they cannot access or offer these deals. Nevertheless, these programs can save you a hefty amount of change and are worth bringing up to your local dealer.

5. Saves You Time

Shopping around for the best automotive loan is a time-consuming process. Buyers who are diligent enough to travel to their local banks will spend hours of their time trying to find the best deal. Unfortunately, this process could take days or weeks for the average individual, which is not practical for most. However, when it comes to dealership financing, you’ll be able to receive a quote that same day, provided you bring all the necessary paperwork.

6. The Convenience Factor

All other benefits aside, the simplicity of handling your financing through your dealership makes it a wise choice for most people. Purchasing a car can feel stressful, but when you operate with a trusted dealership for your purchase and financing, you’ll be able to relax. In addition, your dealership will have a finance manager who gives your information to lenders and helps you find the terms and rates that are the best fit for you.

It’s time to find the perfect vehicle and financing for your lifestyle. Our team is ready to answer your financing questions and get you behind the wheel of your next car. Call or message Blue Ribbon Chrysler Jeep Dodge today. We can’t wait to hear from you.

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